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Stripe is giving off early Google vibes—for good and for bad

by Jeff John RobertsFortunepublished

gist

Fortune's Jeff John Roberts maps Stripe's late-2024 spree—Privy, Bridge, Ourum, Metronome, and a $7.5 billion OpenRouter close—onto Google's 2003–2007 run for DoubleClick, AdSense, Android, and YouTube. Stripe is buying wallets, stablecoins, usage billing, and AI distribution to deepen payments while staking blockchain and AI. An aborted $60.50 PayPal bid died on a stock bounce; Javelin's James Wester says the miss may fit, given culture and private capital. A competitor cites Yahoo's flameout. Roberts still sees Stripe in Google's old sweet spot: powerful and likable, until size brings sharper elbows and antitrust.

ideas

  • The Google analogy is category lock-in, not random shopping. Stripe is absorbing wallets, stablecoins, usage billing, and AI distribution the way Google bought ads, maps, mobile, and video.
  • PayPal was the consumer franchise that got away. A $60.50-a-share bid died after PayPal's stock jumped; Wester says a lumbering consumer brand would clash with Stripe's developer ethos, and private-company capital is tighter than Google's post-IPO cash.
  • Hindsight makes Google look inevitable. A competitor notes Yahoo also acquired heavily in that era and later sold to a phone company; Wester still thinks Stripe has been good at seeing the next payments landscape.
  • Likability is a temporary asset. The Collisons keep a down-home Irish image via Cheeky Pint; Roberts expects sharper elbows, and later antitrust, as size and media glare accumulate.

quotes

Stripe, like Google before it, is strategically absorbing firms that will help it consolidate its existing lead

Jeff John Roberts, stating the Google comparison.

Had the deal worked out, it would have added a critical additional piece to Stripe’s growing empire

Jeff John Roberts, on what the aborted PayPal bid would have bought.

I can’t help but think they’ve been pretty good at this so far

James Wester, judging Stripe's AI and stablecoin purchases.

Stripe can enjoy its current sweet spot of being powerful and likable at the same time

Jeff John Roberts, placing Stripe in early-Google's public position.